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Beginning August 15, 2010, there will be a change to your debit card overdraft protection. Due to recent regulatory changes, it is now necessary that you opt-in to continue overdraft protection service, Overdraft Privilege, on your everyday debit card and ATM transactions.

With Overdraft Privilege, we may pay rather than decline transactions when you do not have sufficient funds in your account. Here are the advantages of Overdraft Privilege:

Convenience – we may cover your transaction for you to avoid embarrassing debit card denials

Safety net – if you make an error in balancing your checking account, we may still cover the debit transaction for you

Peace of mind – we may cover those unexpected expenses that overdraw your account

Remember, if you decide not to opt-in to Overdraft Privilege, debit transactions that could overdraw your account will be declined after August 15, 2010.

Opt-in Now

Download the consent form and fax to 210-244-2529 or mail to:

River City FCU
ATTN: Member Service Center
PO Box 12689
San Antonio TX 78212-0689

If you would like to have Overdraft Privilege on your ATM and everyday debit card transactions removed from your account(s) at a later date, you may opt-out any time.  Please call our Member Service Center at 210-225-6866.