Welcome to River City Federal Credit Union

> Visa Classic Benefits

Travel Accident Insurance $100,000
Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

Baggage Delay Benefit
Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Auto Rental Insurance
Car rental insurance coverage when the car is rented using a Visa car.

> Visa Gold Benefits

Travel Accident Insurance $250,000
Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

Baggage Delay Insurance
Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Auto Rental Insurance
Car rental insurance coverage when the car is rented using a Visa card.

> Visa Platinum Benefits

Travel Accident Insurance $1,000,000
Accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

Baggage Delay Insurance
Baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Visa Emergency Cardholder Benefits include:

Emergency Card Replacement
This service provides emergency card replacements to Visa cardholders who are in need of a replacement card (for example if their Visa card has been lost or stolen) and are traveling domestically or internationally.

Emergency Cash Disbursement
This service provides emergency cash disbursements, usually within hours, to Visa cardholders who are in need of cash (for example if their Visa card has been lost or stolen) and are traveling domestically or internationally.

Lost and Stolen Card Reporting
Visa Customer Care Services (VCCS) receives calls from cardholders or third parties when a Visa card has been lost, stolen, or is subject to fraud. VCCS collects service requests of lost or stolen cards, blocks accounts on VisaNet when a full card number is available, and immediately notifies the issuer of all service requests.

Cardholder Inquiry Service (CIS)

. Cell Phone Protection that provides reimbursement for damage or theft of a cell phone as long as members charge their monthly cell phone bill to their card.

. Auto Rental CDW Insurance Coverage provides collision/damage coverage on auto rentals.

. Additional Visa Platinum Benefits including Purchase Security, Extended Protection, Return Protection, and Roadside Dispatch will add real value to your cards.