|
Checking
Checking | Overdraft
Privilege | Savings | Regulation D | CDs & IRAs | Credit Cards | Investment Alternatives | Loans | Services |
Share Insurance
Take advantage of a Visa
Check Card with any
of these products:
River City REWARD Checking
Now,
you can have it all ... FREE checking
and a high return on your money! It's all possible with the new
River City REWARD Checking Account.
River City REWARD
Checking offers
no monthly fees, no minimum balance and the opportunity to earn
3.75% Annual Percentage Yield (APY) and nationwide ATM fee refunds
up to $25 per month when simple criteria are met.
River City REWARD
Checking offers
members significant rewards:
- 3.75% APY* on account balances up to $30,000.
Portion of balance over $30,000 earns 1.00% APY.*
- Nationwide ATM fee refunds up to $25 per month.**
- No monthly fees and no minimum balance.
- Free online bill pay.
- Free online banking.
River City REWARD
Checking requires
three simple actions each month for maximum rewards:
- Make 15 Check Card purchases.
- Receive monthly e-Statements instead of paper
ones.
- Set up at least one monthly Direct Deposit.
Take advantage of this SWEET
DEAL by
coming into any of our convenient offices or visiting rivercityreward.com.
*Annual Percentage Yield (APY) accurate as of
4/8/10. Rate tiers are as follows: 3.75% APY applies to balances of
$.01 - $30,000 and 1.00% APY applies to balances over $30,000 as
long as qualifications are met each statement cycle. 0.05% APY
applies to all balances if qualifications are not met. All balances
will earn 3.75% APY to 1.00% APY as long as qualifications are met.
Rates may change after the account is opened. Fees may reduce
earnings. No minimum balance required. No monthly service
charge. Available to personal accounts only. **ATM transaction
fee refunds exceeding $4.99 per transaction are not automatic and
require the presentation of a receipt.
Smart Suite Checking Accounts
Smart Choice
Checking Account
The Smart Choice Checking
Account from River City Federal Credit Union isn't just
any checking account. It's one of the very best in San Antonio!
Why? Because it offers you a wealth of great features and benefits.
It offers 24 hour conveniences that just can't be beat. And it
offers an overdraft privilege that's one of the best there is,
anywhere!
- No monthly service fee
- No minimum balance requirement
- Unlimited check writing privileges
- Monthly dividends
- FREE personalized Smart checks (one box a year)
- FREE VISA Check Card
See
our dividend rates
|
Smart Plus Checking Account
At the River City Federal Credit Union, we're offering an opportunity
you can't afford to miss. The Smart
Plus Checking Account is designed specifically for our members
age 55 or over.
See
our dividend rates.
|
Checking Account
$5 monthly fee if checking balance falls below $500.
(See Account Service
Fees for waivers.)
No Account Limitations.
Insured Money
Market Account
$2,000 minimum balance. If balances falls below $2,000, earns
1% less.
Minimum withdrawal is $500. Limited to a total of six transfers
a month.
There are three tiers designed to earn even greater
dividends on your IMMA.
See
our dividend rates.
Health Savings Account
A health care plan combining cost savings with
flexibility.
A Health Savings Account (HSA) gives you more flexibility and
control your health care costs. That's because it empowers you to
make your own health care decisions.
Use pre-tax dollars to pay for future medical expenses.
You will be able to deduct your contributions to your HSA, and the
account earnings will accumulate on a tax-deferred basis. Best of
all distributions from your HSA are tax-free if they are used for
qualified medical expenses.
Opening your HSA.
To open an HSA, you must select a high-deductable health plan. The
major advantage of a high-deductible is lower premiums.
Contributions and plan deductible limits change frequently so
consult your tax professional regarding your individual
circumstances.
Account balance is carried over.
Unlike contributions to a flexible spending account, the balance
of your HSA at the end of the year is carried over to the next
year. So you're not placed in a position of having to "use it
or lose it" each year.
Call or stop in today.
We can explain your options, answer any questions you may have and
help you open your Health Savings Account.
See
our dividend rates.
|
